Christmas On a Budget by Tawra Kellum

Tawra's Family

Between high gas prices and consumers’ fears of a financial squeeze, it seems as if a nice Christmas is out of the picture this year. Not so says Tawra Kellam, editor of Living-on-a-Dime.com. To prove it, here are a few of her ideas from to help make Christmas memorable without breaking the bank!
Go Potluck! You buy the turkey — Have everyone else bring the side dishes and drinks. Turkeys in our area are .39/lb this time of year. If you buy just the turkey, it will only cost you about $5-$10 to feed everyone for a large family gathering.

Celebrate Christmas the week after Christmas. Take advantage of the after Christmas sales and plan your large extended family gathering for the week after Christmas. Besides being less expensive, it is unlikely to interfere with anyone else’s Christmas plans.

Don’t give gifts or give inexpensive gifts to hairstylists, babysitters, teachers and others. I found several wonderful small scented jar candles on clearance for .25 each. I will put three of them in a small basket (purchased at the thrift store for .25) with some tissue paper, ribbon and nice note. A great gift for $1.25!

Break up gift sets. If you find an item that comes in a gift set at Christmas, give parts of it to different recipients. This is great for bath or perfume sets.

Yard sales and thrift stores equal great savings. You can find a lot of new or nearly new items for pennies on the dollar.  For our son, we found a working telescope in the box. It cost $1.00, so we saved $24!  He got what he wanted and we didn’t have to take out a home equity loan!

Make memories, not more junk. Most kids get more than plenty for Christmas from grandparents, aunts and uncles. If you can only afford one gift for your child, make it a memory! Wrap a note in a box with instructions for a treasure hunt. Send your child all over the house with clues and then have the real gift sitting under the tree when they return. Simple, but a great memory for them!

Dining On A Dime e-Book - Eat Better, Spend LessMy favorite book!

NOW AN EBOOK! AND ON SALE!!!

Dining On A Dime Cookbook: Eat Better, Spend Less! (e-Book version) $19.95 – Sale! $10.00 (this week–click here!)

Without cutting coupons! Unbelievable? It really is possible!

The award winning Dining on a Dime is packed with over 1,200 money saving recipes and tips, kids tips and snack ideas, gift baskets, menus, food storage directions, Cleaning Cents and Pretty for Pennies.


Jill Cooper and Tawra Kellam are frugal living experts and the editors of Living-on-a-dime.com/. As a single mother of two, Jill Cooper started her own business without any capital and paid off $35,000 debt in 5 years on $1,000 a month income. Tawra and her husband paid off $20,000 debt in 5 years on $22,000 a year income. Tawra and Jill teach thousands of readers each month how to save money on their grocery bill and get out of debt.

About CindyRushton

Writer, Speaker, Actress, Biz & life coach, Empty-nester, Mimi, RVer, God-crazy!!

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