If I said I would give you $150 extra a month to help you pay off your credit cards, lose weight and help your family become healthier, would you accept it? Does it sound too good to be true? The average American family spends 1/4-1/3 of their monthly grocery bill on things to drink but can’t find any extra money to pay off their credit cards.
Do you buy sodas, coffee, tea, juice and milk, plus all the things that go into these drinks like creamer, flavorings and sugar? Do you grab a glass of soda, juice or milk instead of a cold glass of water? You may even argue that juice and milk are good for your children but fertilizer (food for you grass) is good for your lawn. We all know that too much fertilizer will kill it and if you don’t water it, it will die. I’m beginning to wonder if most of us are more concerned about making sure our yards are watered then our children. Of course they need some milk but like everything else do it in moderation.
Here are few tips from LivingOnADime to cut the costs of the drinks in your home and find some extra money to pay of your credit cards. (more…)

The power of our words—particularly for us as parents—is well-known. We probably all have memories of derisive words that have cut us down at critical times, or of encouraging words that have spurred us on. Yet the Bible tells us that it is very difficult to control our speech (see James 3:1-12). Try as we might, we all have moments when we give a tongue-lashing to a child that accomplishes little but wounding a sensitive spirit.
I have always loved being outside and in the sun! I do not know exactly why, but I do!!