Unplug! by Cindy Rushton

Cindy2015We just got back from a fabulous trip to Italy. Ok, soak this in…VENICE! Oh! YEAH!

On this trip, I was able to check off three, yes three, of my biggies on “My Bucket List.” It was a spectacular trip! And, it was more than just the trip or the place, God was speaking to my heart the whole way. In fact, He is still teaching me lessons from Italy and we have been home a week! 🙂 Just today, He taught me another lesson as I opened my laptop! REALLY! Well, stick with me….

Before I left for Italy, I was on stress overload. I was hoping that Italy would be my “catch-up” time. Well, OBVIOUSLY I had never travelled abroad, much less to Italy. Ha! Italy was perfect for my stress overload. I was forced to getaway, refresh, renew, unplug, and make sweet memories. It was incredible. In fact, I am forever changed from my trip to Italy–more on that in a bit. [Read more…]

Quick Tips For the Perpetually Late, Disorganized, Stressed Out Mom! By Cindy Rushton

Cindy2015Does this SPEAK to you?  Nothing is more frustrating than great intentions but failure with the time management, organization, and gentle spirit thing!  So, what can REALLY help? Need a bit of hope?  Practical ideas? Well, beloved, here are a few tips that have made a world of difference for me:

–>    Be sure to slow down and have a quiet time EACH DAY! Take time for God to fill YOUR cup each day. Let Him give you HIS peace, order, and best of all, schedule!  Take time to hear HIS plans for your day.  Throughout the day, listen to His gentle direction.  Be sure that you are willing to let go of the things that God wants to prune away. Without this, all else is only a band-aid!

–>    Invest in a Planner! I am the world’s worst at trying to do it all while trying desperately to remember those incredible details that are doomed to slip my brain! I decided to take a long, honest look at the things that were creating chaos. Most often, the biggest culprit was overcommitment or an underestimate of time involved with commitments. Writing down ALL commitments, along with an honest look at the time commitment involved [Read more…]

Sleep to Succeed: A Lesson in Productivity

Cindy2015Ever feel that there are not enough hours in the day? Oh! I do! There just doesn’t seem to be enough hours in the day sometimes. With your schedule, something always gets put off until tomorrow. In order to catch up, you might be tempted to work longer but that will have the opposite effect.

When your schedule runs long or you have a pressing project at work, the first thing that enters your mind is that you can come in early or stay late to get it done. The problem with that idea is that the rest of your routine will suffer. There will be less, if any, time for your family. From the point that you steal time from one area to benefit another, you will be playing catch up.

Over time, your body will respond to the added demands. It won’t be pretty. Stress of any kind that is prolonged can cause health problems. You are more likely to develop illnesses because of a depressed immune system. You won’t be your kind and cheery self anymore as you become short tempered and bite everyone’s head off.

What about your goals? Whether work-related or personal, your goals never seem to get met. The laws of nature are a funny thing. In our society, we have the idea that to get more done you have to speed up and sacrifice. While that may be true in some situations, the part that we choose to sacrifice makes a big difference.

To get ahead and get more done you need to slow down. Sleep is a part of your daily routine. It’s a part that we don’t pay much attention to. After all, if you are tired, you will eventually fall asleep, right? That’s not how sleep is supposed to work.

The human body is like a beautiful machine. All machines need maintenance to continue working. The body does its repair jobs while you sleep. There are several sleep cycles. During the deepest sleep, the body can go about restoration and repair because you are not keeping it occupied with movement and thought. It’s sort of like a short hibernation period.

Unfortunately, many people don’t get enough restorative sleep for it to matter. You wake up tired and that leads to concentration problems. It’s hard to think of new ways to increase your productivity when you can’t keep your eyes open. Burning the candle at both ends will leave you with nothing.

Do yourself a favor. Get your 7-8 hours of sleep a night. As a result you will wake up refreshed and your focus will be clear. You’ll find you have more energy and get more accomplished in all areas of your life. There is less downtime needed during the day because you got all of the rest you needed when you slept.

Christmas On a Budget by Tawra Kellum

Tawra's Family

Between high gas prices and consumers’ fears of a financial squeeze, it seems as if a nice Christmas is out of the picture this year. Not so says Tawra Kellam, editor of Living-on-a-Dime.com. To prove it, here are a few of her ideas from to help make Christmas memorable without breaking the bank!
Go Potluck! You buy the turkey — Have everyone else bring the side dishes and drinks. Turkeys in our area are .39/lb this time of year. If you buy just the turkey, it will only cost you about $5-$10 to feed everyone for a large family gathering.

Celebrate Christmas the week after Christmas. Take advantage of the after Christmas sales and plan your large extended family gathering for the week after Christmas. Besides being less expensive, it is unlikely to interfere with anyone else’s Christmas plans.

Don’t give gifts or give inexpensive gifts to hairstylists, babysitters, teachers and others. I found several wonderful small scented jar candles on clearance for .25 each. I will put three of them in a small basket (purchased at the thrift store for .25) with some tissue paper, ribbon and nice note. A great gift for $1.25!

Break up gift sets. If you find an item that comes in a gift set at Christmas, give parts of it to different recipients. This is great for bath or perfume sets.

Yard sales and thrift stores equal great savings. You can find a lot of new or nearly new items for pennies on the dollar.  For our son, we found a working telescope in the box. It cost $1.00, so we saved $24!  He got what he wanted and we didn’t have to take out a home equity loan!

Make memories, not more junk. Most kids get more than plenty for Christmas from grandparents, aunts and uncles. If you can only afford one gift for your child, make it a memory! Wrap a note in a box with instructions for a treasure hunt. Send your child all over the house with clues and then have the real gift sitting under the tree when they return. Simple, but a great memory for them!

Dining On A Dime e-Book - Eat Better, Spend LessMy favorite book!

NOW AN EBOOK! AND ON SALE!!!

Dining On A Dime Cookbook: Eat Better, Spend Less! (e-Book version) $19.95 – Sale! $10.00 (this week–click here!)

Without cutting coupons! Unbelievable? It really is possible!

The award winning Dining on a Dime is packed with over 1,200 money saving recipes and tips, kids tips and snack ideas, gift baskets, menus, food storage directions, Cleaning Cents and Pretty for Pennies.


Jill Cooper and Tawra Kellam are frugal living experts and the editors of Living-on-a-dime.com/. As a single mother of two, Jill Cooper started her own business without any capital and paid off $35,000 debt in 5 years on $1,000 a month income. Tawra and her husband paid off $20,000 debt in 5 years on $22,000 a year income. Tawra and Jill teach thousands of readers each month how to save money on their grocery bill and get out of debt.

Restoring Balance To Completely Overloaded Lives! by Cindy Rushton

The image “http://www.cindyrushton.com/images/Cindy2.jpg” cannot be displayed, because it contains errors.Ever had an “unbalanced tire?”  Recently, I had a tire that was driving me crazy! It made the ride horribly rough.  I was wore-out just from trying to drive to town because it kept pulling me off the road—obviously in the wrong direction! Just a simple trip to town was completely stressful. My hands were blistered from trying to hold on to the steering wheel the whole way to town and back! I was certain that my car was about to blow up…that something was permanently wrong!  Imagine my relief to find that my problem was from one tire that was out of balance! Easy to fix.  The smooth ride only took a few moments to restore.

Ever had an “unbalanced life?”  Well, the similarities are unbelievable! Talk about a rough ride! Talk about a pull in the wrong direction! Talk about stress! Sure it is easy to fix—but, oh so hard to do!

We are overloaded! [Read more…]